These funds were combined with the suspense funds of $221.88 to apply the December 1,2013 installment of $1,301.88. Based on the foregoing, the suspense account balance adjusted from $1,525.00 to $223.12.Thereafter, on January 15, 2014, we received a payment in the amount of $1,080.00. However, on December 16,2013, funds of $1,301.88 were removed from the suspense account to apply the Noveminstallment. As a result, the suspense balance adjusted from 775.00 to $0.00.Selene does not show receipt of any payments in November 2013.On December 9, 2013, we received a payment in the amount of $825.00 and on December 16,2013, we received a payment in the amount of $700.00, These funds were credited to the suspense account the day the funds were received. These funds were combined with the suspense funds of $775.00 to apply the Octoinstallment of $1,301.88, and the remaining funds of $1.12 were applied toward the outstanding late charges. As a result, the suspense balance adjusted from $450.00 to $775.00-On October 28,2013, we received a payment in the amount of $528.00. Since these funds were not sufficient to cover a full contractual payment, the funds were credited to the suspense account. As a result, the suspense balance adjusted from $0.00 to $450.00.On October 24, 2013, we received another partial payment in the amount of $325.00. Pursuant to policy, since the funds were not sufficient to cover a full contractual payment, the funds were credited to the loan's suspense account. These funds were applied to the September 1,2013 installment of $1301.88, and the remaining funds of $78.12 were credited to the unpaid principal balance (UPB) of the loan.Thereafter, on October 4,2013, we received a payment in the amount of $450.00. indicated that she submitted a payment to Selene over the phone on February 24,2014 in the amount of $1,301.88 however, the funds were not posted to the accountWith respect to the payments remitted on the account, on September 13, 2013, we received a payment in the amount of $1,380.00. disputed the amount of outstanding late charges. raised concerns regarding the information reported to the four (4) major credit reporting agencies. In addition, this letter serves as a response to the correspondence and emails received by Selene on March 18, March 26, and April 1, 2014.In her filing with the, **. regarding her mortgage account referenced above, currently serviced by Selene. I do not want any glitches in the payments or credit reportĪpril 4, 2014Dear :On March 24,2014, Selene Finance LP (‘‘Selene”) received the 's (), correspondence on behalf of **. They are selling the loan on to a new company and I do NOT want my $900.00 and my $123 payment applied to the principal and I want it verified I am paid ahead to the NEW company. I want my additional payment credited for Desired Settlement: I want my credit report updated to state it was not late for the past 3 months. My husband is deployed & and we need to update ASAP as I am going down to. They are selling the loan next month and I do not want any hiccups showing this. I want my account to show that I have paid the amount of 900.00 and 132.00 TOWARDS April and NOT against the principal. I want my account up to date for March which it is proof enclosed of the payment they didn’t apply. I want my credit report updated I was not late in March or February. They have me owing 172.28 when I had 4 which is a total of 115.60. Now I have paid also (towards the month of April $900.00 and 132.00) and that isn’t listed correctly (NOT TO ADD TO PRINCIPLE)ĭisputed late charges, which I have paid none, you pay them separately as a copy is listed from their site. On FebruI paid 1301.88 (proof included bank statement and cashed debit attached) they never applied it. On February 11, 24 2013 (they held them on suspense for those to) but it paid for February on Febru(not 30 days late but owed a late fee) On JanuI paid 1080.00 + 223.00 (from previous overpayment) for December payment. I over paid to apply to December payment by $223.00 ![]() On December 09, 16, 2013 I made a payment of 825.00 and 700.00 for November payment. I was late and had a late fee but not 30 days late. ![]() On October 4, 24, 28 2013 I made a payment of () 1303.00 for October payment. I was late but not pay the sixteenth of the month per paperwork is when they apply a late fee. On SeptemI made a payment of 1301.88 for September payment. ![]() Please have Selene update my account and also my credit reports. Please update (please as soon as possible)
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